Retirement

One of the best ways to ensure a secure retirement is to start saving as early as possible. Our 401(k) savings plan allows you to save for retirement on a pretax basis. You can begin contributing to the plan at any time once you become eligible and start making contributions to your account through convenient payroll deductions.

Total Terminals International, LLC offers a 401(k) through Transamerica. The 401(k) plan allows you to save for retirement and enjoy significant tax advantages. You can contact Transamerica any time by logging in to transamerica.com for more information about the plan, your account balance, making contributions, changing investment elections, initiating a rollover or requesting a loan or withdrawal.

Eligibility and Enrollment

Plan Information

Plan Name: XXXX

Policy Number: #XXXX

Effective Date: XX/XX/XXXX

Network: XXXX

Who is Eligible for the 401(k)?

All regular employees over the age of 21 are eligible to join the 401(k) plan after 90 days of employment.

How Do I Enroll in the 401(k)?

You can enroll in the 401(k) by visiting transamerica.com. You can also contact Fiduciary Outsourcing, TTI’s Third Party Administrator, for any 401(k) plan questions at (602) 730-9182.

Increase Your Retirement Savings with a 401(k)

  • Total Terminals International, LLC will match your contribution for each dollar you contribute to the plan, up to the first 6%.
  • Contribute using convenient payroll deductions up to the IRS limit of $23,500 per year.
  • Change the amount of your contributions or stop your payroll contributions at any time.
  • Decide how to invest your 401(k) or allow the plan to choose for you.
  • The 401(k) contribution limit for employees age 50 or older is $31,000 in 2025.